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  • The economy: Squeezed

     

    THERE was never any doubt that Britain?s economy was destined for a stormy close to 2011. Its proximity to the tempest engulfing Europe guaranteed that. All told, the economy?s fourth-quarter performance?a contraction of 0.2%?is a bit worse than expected, but hardly surprising. Is worse to come?The answer depends overwhelmingly on whether Europe?s crisis deepens or is resolved. A sharp decline in European industrial production from September hit both demand and confidence among British businesses. In the fourth quarter British industrial output sank by 1.2%. Yet the euro-zone economy seemed to be stabilising by the end of the year. Industry on both sides of the English Channel fared somewhat better in December, and in January the euro zone posted a surprise increase in manufacturing activity.Things are somewhat cheerier at home, too. Consumer-price inflation fell from 4.8% to 4.2% from November to December alone. That should reduce pressure on real household incomes, buoying demand. The hangover from December?s gyrations could leave Britain in recession through the first quarter, but growth is expected to return thereafter. The IMF now forecasts growth of 0.6% in 2012, a bit better than the average economists? projection of 0.2%. Those figures hinge on continued progress towards a resolution of Europe?s crisis.

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  • Professional and business services: Unsung heroes

     

    THE court battle between Roman Abramovich and Boris Berezovsky, which centres on years-ago dealings in a Russian oil company, has kept London?s high court busy for the past three months. It has provided amusement to Russian journalists, who are keen to peek inside the lives of two rich men. And it has plumped British lawyers? pockets by an unknown, but surely considerable, sum. Law seems to be defying wider economic trends: according to the latest official figures, turnover has grown by about 10% in the past five years. Two of the world?s top five firms are based in London, and last year alone the number of solicitors swelled by 3.5%. Law is a thriving export industry, with foreign earnings accounting for about 25% of the total.Talk of rebalancing the economy away from harmful, ethereal financial services and back to honest manufacturing tends to overlook a large, thriving business sector that falls roughly between the two. Taken together, professional services (lawyers, accountants, architects and so on) and business services (anything from IT and call centres to security, training and catering) are worth 17% of...

  • The mortgage market: Home truths

     

    SOMETIMES it takes the interaction of powerful forces for things just to stand still. So it is with Britain?s housing market, which lenders expect to remain characterised this year by low levels of transactions and stable prices. But, quietly, the property market is being transformed.The forces bearing down on housing are obvious enough. Home sales have fallen sharply since the start of the financial crisis, to around half their 2007 levels. That reflects greater conservatism on the part of lenders??We don?t assume that home prices will go up, a mistake everyone made in the past,? says one?and of borrowers worried by an uncertain economic outlook at home and endless euro-crisis headlines. Household demand for secured credit fell in the last quarter of 2011, according to the Bank of England.A slump in volumes has not led to a slide in prices, however. House prices are down by less than 10% from their peak, still well above The Economist?s definition of ?fair value?, which is the long-run average ratio of house prices to rents. Prices in America, by contrast, have fallen back to fair value. A shortage of housing supply has helped sustain prices, as have low interest rates: two-thirds of British mortgage-holders are on variable-rate loans. A big rise in unemployment would unsettle this equilibrium, but only if joblessness bites among homeowners rather...

  • Unlikely cities: In name only

     

    The Michael Bloomberg of Tower Hamlets
    LONDONERS like to think they live in one of the world?s great cities. London may be great, but, formally, it is no city. Lacking a royal charter, it is merely an administrative division composed of 33 local authorities and controlled by the Greater London Authority. But if London cannot be a city, perhaps bits of it can. One new city will be created in Britain this year to mark the queen?s diamond jubilee. Among the 25 places that have submitted bids are two London boroughs, Croydon and Tower Hamlets.Until 1889 city status was given only to towns with an Anglican cathedral. That changed when Birmingham was awarded a royal charter despite lacking a diocese. The government has periodically handed out the honour since, often in conjunction with a royal celebration. But there are no fixed criteria and no clear rewards. City status affords no new rights, privileges or duties; the biggest change is in the signage and stationery.Most towns make economic arguments, seeing city status as a draw for investors. There is no evidence for this, says...

  • Bagehot: Global Britain, SOS

     

    WITH your back to the open sea, an island can feel encircled, even claustrophobic. Turn to face the waves and an island feels like a starting point, a place surrounded by a variety of bracing possibilities, both good and bad.Britain has the politics of an island. At worst, its political debate can be parochial, even tin-eared about the world outside. Yet Britain is an outrider for openness, standing out among large European nations for its faith in free trade, liberalised markets and undistorted competition. In many neighbouring countries, calls to reject free trade and embrace protectionism attract a quarter or more of the vote. Not in Britain. Yet in island politics, the temptation to gaze inward is never far away.Debates about capitalism dominate British politics. The Conservative prime minister, David Cameron, his Liberal Democrat deputy Nick Clegg, and the leader of the opposition Labour Party, Ed Miliband, have repeatedly spoken about building a fairer economy. Responding to voter anger, they talk of reining in bankers? bonuses and pay packages for company bosses. All three agree that there is a need to...

  • Scottish independence: More than just words

     

    But who will call the tune?
    ?DO YOU agree that Scotland should be an independent country?? If Alex Salmond gets his way, that will be the main question confronting his compatriots in the autumn of 2014. Scotland?s Nationalist first minister set the timing of the referendum on the nation?s independence earlier this month. But its wording, which was announced in a consultation document on January 25th, will be more important to the eventual result.Unionists want Scots to be asked simply whether they wish to stay in the United Kingdom or to leave it. Mr Salmond?s main question does that, albeit in a rather leading way. But his consultation keeps open the option of an additional question: whether Scotland should be given more powers of self-government. Mr Salmond?s critics say that he wants to include this option of ?devolution max? on the ballot because he cannot persuade enough Scots to leave the union: polls suggest only one-third support a break. He retorts that it would be undemocratic to exclude an option that commands a lot of support.Mr Salmond?s announcement is merely the latest...

  • Demography: The changing face of London

     

    LONDON imports the young and exports the old, the theory goes?or went. For decades people have come to the capital to go to university or work, moving out again when their children require more space or education or when they retire. But a startling demographic change has drastically slowed the conveyor belt.Births in the capital each year have soared by 25% since 2002, as British women who delayed childbearing finally got down to it and London?s many immigrants produced in Stakhanovite quantities. London contributed fully 37% of England?s natural population increase (the surplus of births over deaths) between 2009 and 2010. Many parents are now staying put, thanks to a sticky mortgage market that makes it hard for buyers to get a loan and a sticky labour market that makes it hard for anyone to be sure of a job. Half as many London properties were sold in 2010 as in 2004. Grandparents, too, are less keen on leaving than they were. Black and Asian immigrants who settled in London in the 1960s and 1970s are disinclined to move away from their families in London for the pleasures of, say, Margate.So London is...

  • Health reform: This will hurt a bit

     

    WHAT education was to Tony Blair in his first term, health is to David Cameron. The National Health Service is not just a target for reform and a recipient of comparatively generous tax funding. It is the public service to which the prime minister has made the strongest personal commitment, and the one on which he wants to be judged. But, as the coalition?s health bill heads for the statute books, problems are multiplying.Reform plans launched a year ago seek to do two things at once, both onerous. The first is to save £20 billion ($31 billion) by the fiscal year 2014-15, requiring productivity to rise by 4% annually. The second is to place more responsibility for commissioning patients? care in the hands of local doctors, who are expected to group together to buy services from hospitals or other providers?a process ministers believe will bear down on costs. At the same time, private health providers will be allowed greater leeway to operate in NHS hospitals.It has been a hard road. Andrew Lansley, the health secretary, has been forced to delay the introduction of consortia and make them more accountable to local scrutiny. Instead of encouraging new ways of delivering care, austerity has prompted rationing: the number of patients waiting longer than the 18-week target for hospital appointments has jumped by over 40%. This week a parliamentary committee criticised the...

  • Bagehot: Alex Salmond, Little Englander

     

    ALEX SALMOND, leader of Scotland?s pro-independence party and first minister of the Scottish government, has a revelation to share. Over the years, he confides, there has been a tendency among some people in Scotland to blame things that go wrong on the English. He adopts a sorrowful air, as if pondering?for the very first time?man?s capacity for grievance.Happily, Mr Salmond has a plan. He intends to hold a referendum on Scottish independence in the autumn of 2014. Grant his homeland its independence from the United Kingdom, he says, and the honest folk of Scotland will be friends with the ?plain people of England?. Flanked by a pair of large Scottish Saltire flags, he quotes the homespun wisdom of a childhood family friend, predicting that, after independence, England will lose a ?surly lodger? and gain a ?good neighbour?.Mr Salmond calls himself the most Anglophile figure in Scottish politics. He has ?great faith? that the English people can craft a modern new identity without the ?appendage? of Britain. In a public lecture in London on January 24th, he plans to argue that the example of an independent...

The Economist: Britain Thu, 26 January 2012 16:02:59 GMT

Full Colour Leaflet Printing - Full Colour Leaflet Printing
...to advertise a product or wanted to promote a new brand I`m certainly invest in full colour leaflet printing to get my message across to the target audience. When you look at the prices of the leaflet printing you quickly realize that it doesn`t cost half as much as you might imagine. Leaflets can be printed on one or both sides and the sizes tend to be either A5 or A4 depending on the customer requirements. The majority of print companies will accommodate print runs of most sizes but if you are running a large campaign then you might need to have thousands of leaflets printed off. Quantities can range from anywhere between 5000 to 100,000 for the larger types of advertising campaigns and they all prove to be highly cost effective. I`m sure most businesses could put the full colour leaflet printing to good use if they...
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Sea Freight Exports - Sea Freight Exports
...t. Using Sea freight exports is one method. There are many advantages to sending your goods this way. Choosing your goods by sea you are taking advantage of a cost-effective method of getting a whole range of bulky, heavy or non-urgent loads from A to B at a global level. There is one company who can offer you the very best service in Sea freight exports in the highly competitive market place today. All export customs formalities & brokerage services including documentary letters of credit, consular documents, bills of lading, Form C88, dock receipts, standard shipping notes, and certificates of origin are handled by them, together with vessel bookings through to destination ports. On arrival of your Sea freight exports their highly trained agents take care of everything through to final delivery to your customer...
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Flag Poles - Flag Poles
...ong with showing a little loyalty to the place where you were born. On the various Patron Saints day around the United Kingdom you can see flags fluttering everywhere. Being and Englishman I`m proud to display a flag of St George and many other people feel exactly the same. Some of them like to put their flags on display all of the time and have them raised on a range of flag poles. Both ground mounted and wall mounted varieties are available and fibreglass options are extremely durable options for customers to choose. Once installed, the flag poles can withstand fierce winds and are fully maintenance-free, so you don`t have to worry about their upkeep in the future. The baseplate in hinged and you won`t have to worry about vandals attacking the rope pulley because it`s hidden away inside the pole and can only be accessed through ...
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Passport Holders - Passport Holders
...Passport Holders are available in many colours with black or maroon being popular choices and plenty of other colours to choose from as well. Each and every one of the Passport Holders is made from top grade leather and this will help to keep their contents safe from harm. You can contact the retailers who provide the Passport Holders and they`ll be able to help you out with any specific design ideas you have in mind. As marketing aids Passport Holders can be highly effective and they can certainly help to promote your company and get it noticed by a range of customers. Used for promotional purposes the Passport Holders are ideal as they look great and will get plenty of use by your valued customers. ...
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Refrigerated Trailer - Refrigerated Trailer
..., why not invest in a refrigerated trailer and you`ll be able to keep your goods in cool environments? Stock up a refrigerated trailer with all types of perishable foods and drinks and you`ll be able to travel in comfort knowing your goods are suitably chilled. A refrigerated trailer is the ideal type of transport for foods that are likely to perish in warm environments....
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Acrylic Signs - Acrylic Signs
... can contribute greatly to portraying a professional reputation for that firm. The style of the acrylic signs can vary hugely in a number of different aspects. The signs can be created with different thicknesses, can be cut to any shape and made in any colour, there may even be the possibility of performing a colour matching service. acrylic signs can have a variety of finishes; they can be backed with full images or have a white or frosted etch. A choice of wall studs may be available to mount the signs and complete that professional appearance. There are a number of different uses for acrylic signs, not only can they display the name or logo of a company, they can also display directions, for example, around a large office building. The valuable impression acrylic signs give off or the useful information they present ar...
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Cheap Leaflets - Cheap Leaflets
...specially a new one it is very important to advertise products and services as much as possible. It is one of the best ways to let potential customers know what you can offer and where they can find you. The problem is that many businesses often have several costs and do not have much of a budget available for advertising. Many forms of advertising are very expensive, television and national newspaper adverts especially. One effective form of advertising that won`t break the bank is leaflets. Litho and digital printer services can often produce Cheap Leafletsthat can be delivered around the local area at a reasonable cost. Cheap Leafletscan look anything but cheap, they are printed in full colour on A4 or A5 paper and can even be printed on both sides. Cheap Leafletscan even be ordered on the internet and delivered to a business`s door for free. When ordering o...
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Fraud Solicitors - Fraud Solicitors
... in this unlucky situation will need to find the best types of fraud solicitors. Help isn`t too far away for those unlucky people who are subject of investigation in Greater Manchester or Cheshire. They can contact a local team of fraud solicitorswho have been representing clients since 1993. In this time they have successfully helped numerous people who have been charged with a variety of offences. Accusations of commercial fraud might have been made or VAT and Duty fraud might be being investigated. If found guilty jail sentences could follow yet with the help of the fraud solicitorsit shouldn`t get to this stage. Plenty of previous clients have used the skills and the experience of the specialist solicitors when they have found themselves under investigation. Commercial fraud can take many guise...
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Archive Boxes - Archive Boxes
...oyfriend and I are currently in the throes of moving house and we were looking for ways to pack up our belongings. Luckily, my boyfriend works for a large office firm in the city centre and they have lots of archive boxes which he was able to bring home. We have found that the archive boxes are ideal for packing up belongings as they are so sturdy and can contain quite a lot of things. We are absolutely shattered at the moment because every single evening we are spending packing the archive boxes to the top with as many things as we can. As you can imagine, the place looks really desolate and we are sitting on the floor eating takeaways every night feeling really miserable. However, my boyfriend said to me the other day that we should focus on the future and we are indeed moving to a really lovely property. I know that in a couple of weeks all of this misery will be behind us an...
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Chiller Trailers - Chiller Trailers
...shable goods cool when you are at an outdoor event when there isn`t a fridge to be seen for miles? The simple answer is to take a refrigerated trailer to the site and power it by mains or generated power sources. chiller trailerscan provide plenty of cool when perishables need it the most. Tow chiller trailersbehind your family car and you`ll soon have a means of keeping perishables at a suitable temperature. At outdoor events a refrigerated trailer can come in especially handy. Weddings that have marquees can have plenty of food on standby when chiller trailersare used. For butchers attending a local food market a refrigerated trailer is a must. They can keep sausages and bacon in the right kind of settings and provide pork with plenty of cooling properties. A refrigerated trailer comes in many size options so there`s sure to be the perfect model for your nee...
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